If you carry a low insurance deductible of $100 or lower it will most definitely be cheaper for you to use your comprehensive insurance for a vehicle glass claim . If your deductible is $250 to $500 then most likely it will be cheaper to have your glass paid for out of pocket.
Most windshields cost between $200 and $300. The price goes up for new/newer vehicles with more windshield options. Some of these options include rain sensor, Lane Departure Warning System (LDWS), heated windshield option to name a few.
For more information or help deciding call 804-519-4218